household credit Archives

Consumer Credit and Inflation: Part 4

By John Lounsbury September 23, 2023macroeconomicsNo Comments

This article concludes the analysis of the correlation patterns between Household and Nonprofit Organization Credit (HNO) and Consumer Inflation (CPI). The last of the three types of inflation patterns (time periods with no significant inflation trends) is the subject of analysis here. The other two types of patterns (inflation surges¹ and disinflation/deflation surges²) were analyzed previously. The conclusion discusses the correlation patterns for all time periods, looks for any common threads, and identifies important differences across time periods and types of correlation patterns.

From a photo by Stephen Phillips – Hostreviews.co.uk, on Unsplash.

Consumer Credit and Inflation: Part 1

By John Lounsbury September 3, 2023macroeconomicsNo Comments

We have found that the relationships between government spending and inflation are variable over time.¹ How about another category of spending, that by consumers? This series studies that topic.

From image by Kris from Pixabay